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Civignite
WE BUY PROMISSORY NOTES

We buy promissory notes --- fast for cash --- no fees, no commissions, and we pay the closing costs

Sometimes you need some cash instead of future cash flow!  We are ready to give a fair cash offer.

We help lenders (including seller-finance, owner-finance, and seller-carry lenders) all across America who have mortgages, deeds of trust, and promissory notes they need help with.  We can buy it all, or just a few payments.

WHY SELL YOUR PROMISSORY NOTE?

Owners sell their Promissory Notes for many reasons including:

  • You need CASH now instead of future payments
  • You have an unexpected need for a large expense
  • TIME FOR YOUR BUCKET LIST!
  • You are tired of late payments or other non-performing borrower shenanigans
We don't care about the borrower's performance...we're interested...as long as the Note is securitized by real estate...
We'll pay in cash for most kinds of Promissory Notes secured by real estate, including:
  • Vacant Land
  • Residential - Single Family, Multi-Family, Farm / Ranch, etc.
  • Commercial - Office, Retail, Industrial, etc.
  • Specialty - Multi-Family, Mobile Home, Storage, etc.
  • Performing Notes OR Non-Performing Notes
  • Secured via recorded Mortgage, Deed of Trust, Trust Deed, etc.
  • It doesn't matter...

Want a fair cash offer?

Wondering how much we can pay?  Our offers are cash, fast, and with no obligation to the seller.  We handle all closing costs.  The seller pays zero real estate agent commissions.  Just fill out the form to generate the offer!

Note that one or more of Civignite's brokers, owners, agents, employees, etc., may participate as an investor / buyer in the transaction with an intent to make a profit.

How it works...

  1. Submit the Promissory Note by completing the form.  Fill out the form on this page and submit your Note info.  We’ll automatically receive the information and begin our review process.  We look at the loan documents, payment history, the underlying property, and we research the market to determine what we can offer for the Promissory Note.
  2. We send the Note Holder a cash offer.  We send an email to the Note Holder to present a term sheet / agreement.  If all looks good, the Note Holder simply sends us a photo of the signed document via email and we will start the Note purchase process with help of a title company.
  3. The Note Holder gets paid.  Once we receive a signed agreement we will begin the Note closing process and arrange a closing date with the Note Holder. Leave all the work to us to close on this Note sale.  Funds will be sent to the seller by check or wired to the seller's bank account based on the seller's preference!
  4. We notify the Borrower.  The only thing that changes for the Borrower is how/where to send in the monthly payments.  The Borrower's payment amount, interest rate, etc., stays the same.  They will simply be sending their payments to a new address.
We don't care about the condition...we're interested!